Individual & Corporate Protection
We provide advice and guidance on the most appropriate type of policies to help you cope with unforeseen circumstances.
These types of policies either provide a lump sum or level of income on death, terminal illness, critical illness or other specified illness, depending on the policy chosen. This will help provide a financial buffer for your family or to pay off debts, including mortgages.
For businesses, policies can provide for:
- A shortfall in profits due to loss of a key employee
- Protect outstanding loans
- Protect the interests of shareholders beneficiaries
These policies can also be used as part of a remuneration package to help to recruit & retain key employees.